Branch – Digital Bank & Loans

Save and transfer money on the Branch wallet and pay your bills instantly
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May 29, 2024
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Save and transfer money on the Branch wallet and pay your bills instantly

Personal loans range from Ksh 500 to Ksh 300,000

Tenure: 62days to 1 year. Interest rates range from 2%-18% depending on the risk profile of the customer.

Example: Borrow Ksh 10,000 at APR of 196% (per annum) with tenure of 62 days
Interest = Ksh. 10000* 196%/ 365 *62 = Ksh. 3260

Total amount disbursed will be Ksh 10000
Total amount to repay will be Ksh 13260 (Ksh 10000 + Ksh 3260)
Two monthly payments of Ksh 6630
Some customers may be charged a late fee.

Branch is now more than just a mobile loan app.Now you can save money, make transfers from Branch wallet, pay your bills and get instant mobile loans from the Branch App.

Personal loan rates and fees

Loan Amounts: Ksh 500 to Ksh 100,000
APR/Interest rate: 20%-211% (Monthly interest: 2% to 18%)
Processing fee: None
Onboarding fee: None

Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms of up to 1 year. Every loan amount we offer has the option to repay in a minimum of 62 days.


The Branch MFB app lets you apply for personal loans on the go.
* No paperwork, collateral or office visits needed
* Easy access 24/7
* Quick and easy sign up
* Use your money the way you want to — for home or business
* Lower fees, and flexible payment terms as you repay

What is Branch MFB:
๐Ÿ‘‰ Get instant loans — no paperwork, collateral
๐Ÿ‘‰ Make money transfers from Branch to MPESA and MPESA to Branch
๐Ÿ‘‰ Pay bills without extra charges
๐Ÿ‘‰ Save money on branch wallet and earn 15% interest (Kenya's highest rate)
๐Ÿ‘‰ Withdraw your savings anytime

Save money: Branch MFB offers the best savings rates in the country and offers
๐Ÿ‘‰ 15% ROI per annum
๐Ÿ‘‰ Weekly interest payment
๐Ÿ‘‰ Option to withdraw your savings anytime or keep it for a fixed period

Got Questions? We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch personal finance app provides the following type of personal loans
– Medical Loans/Emergency Loans
– Home Renovation Loans
– Education Loans
– Travel Loans
– Wedding Loans
– Student Loans


Branch app makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never s


Branch International Gets Nod to Acquire 84.89% Stake in Century Microfinance Bank

Financial Times – TechCrunch – Forbes – Bloomberg TV – Huffington Post – Wall Street Journal – CNBC Africa – K24 – KTN – KBC – Business Daily – Daily Nation – The Standard


We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at or find us on Facebook!

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Visit our website:
For more information on Wallet and Bill Payments, see

Our Office Address
10th Floor, Reliable Towers,
Mogotio Road, Off Chiromo Lane,
Westlands, Nairobi.

What's new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.



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